We exist for IFAs & Networks
We exist for IFAs & Networks
The FX model built specifically for Financial Planners, Wealth Managers & Networks
The FX model built specifically for Financial Planners, Wealth Managers & Networks
When a client needs to move a significant sum overseas, most advisers introduce them to a bank or a traditional FX provider and quietly hope the relationship comes back intact. It often doesn't.
When a client needs to move a significant sum overseas, most advisers introduce them to a bank or a traditional FX provider and quietly hope the relationship comes back intact. It often doesn't.
FX Is Increasingly Relevant to the Modern Advisor
The Hidden Risks for Advisors and Clients
FX Is Increasingly Relevant to the Modern Advisor
The Hidden Risks for Advisors and Clients
With over 15 years' experience working alongside IFAs, wealth managers, and adviser networks, we understand the importance of:
FX Is Increasingly Relevant to the Modern Advisor
The Hidden Risks for Advisors and Clients
With over 15 years' experience working alongside IFAs, wealth managers, and adviser networks, we understand the importance of:
For Advisors
Your AUM Is at Risk
Clients using high street banks for international payments are identified as potential wealthy clients, putting your relationship at risk from the bank's own competing services.
Your AUM Is at Risk
Clients using high street banks for international payments are identified as potential wealthy clients, putting your relationship at risk from the bank's own competing services.
A Gap in Your Holistic Proposition
You offer whole-of-market advice across investments, protection and planning. Without FX, your service has a blind spot and clients are filling it elsewhere.
A Gap in Your Holistic Proposition
You offer whole-of-market advice across investments, protection and planning. Without FX, your service has a blind spot and clients are filling it elsewhere.
Lost Relationships, Lost Fees
When clients source their own FX provider, they enter that ecosystem and are exposed to competing services without an approved partner. You lose visibility, influence and commission.
Lost Relationships, Lost Fees
When clients source their own FX provider, they enter that ecosystem and are exposed to competing services without an approved partner. You lose visibility, influence and commission.
Lost Relationships, Lost Fees
When clients source their own FX provider, they enter that ecosystem and are exposed to competing services without an approved partner. You lose visibility, influence and commission.
For Clients
Paying More Than They Need To
Without access to institutional-grade pricing, clients are leaving money on the table with every international payment, often without realising it.
Paying More Than They Need To
Without access to institutional-grade pricing, clients are leaving money on the table with every international payment, often without realising it.
Banks Hide the Real Cost
High street banks typically embed 2 to 4% into exchange rates without disclosure. Most clients never even know what they're losing.
Banks Hide the Real Cost
High street banks typically embed 2 to 4% into exchange rates without disclosure. Most clients never even know what they're losing.
Currency Risk Is Real
Without a strategy in place, adverse exchange rate movements can significantly affect the final cost of property purchases, overseas payments and international contracts.
Currency Risk Is Real
Without a strategy in place, adverse exchange rate movements can significantly affect the final cost of property purchases, overseas payments and international contracts.
Currency Risk Is Real
Without a strategy in place, adverse exchange rate movements can significantly affect the final cost of property purchases, overseas payments and international contracts.
This sector is our specialism
We understand what matters most to advisors
With over 15 years' experience working alongside IFAs, wealth managers, and adviser networks, we understand the importance of:
This sector is our specialism
We understand what matters most to advisors
With over 15 years' experience working alongside IFAs, wealth managers, and adviser networks, we understand the importance of:
This sector is our specialism
We understand what matters most to advisors
With over 15 years' experience working alongside IFAs, wealth managers, and adviser networks, we understand the importance of:
Protecting AUM
Safeguarding assets through stable long-term financial relationships
Protecting AUM
Safeguarding assets through stable long-term financial relationships
Client Relationship Protection
Preserving trusted relationships through consistent long-term support
Client Relationship Protection
Preserving trusted relationships through consistent long-term support
Service Continuity Assurance
Ensuring consistent support across long-term client relationships
Service Continuity Assurance
Ensuring consistent support across long-term client relationships
Client Progress Visibility
Maintaining communication and visibility around client progress
Client Progress Visibility
Maintaining communication and visibility around client progress
Preserving Client Trust
Avoiding conflicts with banks and competing financial institutions
Preserving Client Trust
Avoiding conflicts with banks and competing financial institutions
Enhancing Client Outcomes
Supports broader financial and personal wellbeing goals.
Enhancing Client Outcomes
Supports broader financial and personal wellbeing goals.
About Thero
About Thero
About Thero
We have replicated 'unrestricted' and 'whole-of-market' access, but for FX
We have replicated 'unrestricted' and 'whole-of-market' access, but for FX
Thero is built around the same model that transformed financial planning
Thero is built around the same model that transformed financial planning
Thero is built around the same model that transformed financial planning
Thero operates on the same whole-of-market principles that define modern independent financial planning:
Access across multiple institutional providers, not tied to one
Commercial relationship owned and managed by Thero, never the bank
True market independence from banks, product manufacturers, and competing financial institutions
This creates a structure that feels operationally and commercially familiar to advisers, because it was designed with them in mind.
We are privately owned and stay in control
We are privately owned and stay in control
Built to support advisors, never to compete with them.
Built to support advisors, never to compete with them.
Built to support advisors, never to compete with them.
Thero will never seek to become a bank
Thero will never offer wealth management or investment products
Thero will never compete for ownership of the broader client relationship
We exist to support adviser relationships, not disintermediate them.
We made the same choice you did
We made the same choice you did
Institutional capability, but privately owned, free from pressure and led by values
Institutional capability, but privately owned, free from pressure and led by values
Institutional capability, but privately owned, free from pressure and led by values
Institutional-grade pricing, platform and multi-jurisdiction access, delivered through a founder-led culture built around long-term trust
Our team brings deep market experience from some of the largest institutions in FX and financial markets, choosing to apply that expertise in an owner-managed environment
That shift was personal as much as professional, driven by the same desire for balance, autonomy and genuine service that leads so many advisers to go independent
We offer institutional-grade capability but remain a small set of dedicated specialists
One UK-led relationship across products, clients, and international jurisdictions
At Thero, every client is supported through a single, consistent relationship, one point of contact, backed by a panel of regulated providers and institutional infrastructure across multiple jurisdictions. No handoffs between subsidiaries, regional desks or account teams. Just continuity, from the first conversation to the last
We offer institutional-grade capability but remain a small set of dedicated specialists
One UK-led relationship across products, clients, and international jurisdictions
At Thero, every client is supported through a single, consistent relationship, one point of contact, backed by a panel of regulated providers and institutional infrastructure across multiple jurisdictions. No handoffs between subsidiaries, regional desks or account teams. Just continuity, from the first conversation to the last
We offer institutional-grade capability but remain a small set of dedicated specialists
One UK-led relationship across products, clients, and international jurisdictions
At Thero, every client is supported through a single, consistent relationship, one point of contact, backed by a panel of regulated providers and institutional infrastructure across multiple jurisdictions. No handoffs between subsidiaries, regional desks or account teams. Just continuity, from the first conversation to the last
Global Relationship Continuity
One continuous relationship across all client types and geographies
Global Relationship Continuity
One continuous relationship across all client types and geographies
No Internal Transfers
No internal handoffs across subsidiaries, teams, or jurisdictions
No Internal Transfers
No internal handoffs across subsidiaries, teams, or jurisdictions
Direct Decision Access
Direct access to key decision-makers at every stage
Direct Decision Access
Direct access to key decision-makers at every stage
Multi-Channel Communication
Direct communication via phone, email, and business WhatsApp
Multi-Channel Communication
Direct communication via phone, email, and business WhatsApp
The Team
Expert-Led. Founder-Built. Relationship-Driven.
Thero Markets is built by experienced operators across FX and financial markets, with over 40 years of combined experience in corporate FX and payments, institutional dealing, and partnerships and distribution.
The Team
Expert-Led. Founder-Built. Relationship-Driven.
Thero Markets is built by experienced operators across FX and financial markets, with over 40 years of combined experience in corporate FX and payments, institutional dealing, and partnerships and distribution.
The Team
Expert-Led. Founder-Built. Relationship-Driven.
Thero Markets is built by experienced operators across FX and financial markets, with over 40 years of combined experience in corporate FX and payments, institutional dealing, and partnerships and distribution.
Matt Crate
Managing Director
15+ years in FX and international payments, from corporate sales to senior leadership across Europe and the UK
Former Managing Director for a leading global FX provider
Founded Toucan Giving, acquired by PAYA Group (2022), whose technology now underpins the Royal British Legion's Poppy Appeal and JustGiving's contactless fundraising infrastructure nationally
Outside work, Matt can be found in soft play centres with his five-year-old, playing guitar, or hunched over a barbecue in pursuit of becoming a Texan pit master.
Adam Jordan
Head of Dealing
20+ years in FX, including Managing Director of Private Client Dealing at one of the UK's largest brokerages
Specialises in bespoke execution strategies, risk mitigation and high-value client relationships
Helps clients make informed decisions around timing, exposure and execution
Outside work, Adam is a proud father of two and a keen mountain biker, regularly found in the Surrey Hills.
Gareth Bowles
FX Dealer
20+ years across FX and credit markets, working across global financial centres for banks, brokerages and as co-founder of an FX hedge fund
Combines deep market expertise with a focus on technology and human support
Ensures clients benefit from both efficiency and clarity
Outside work, Gareth lives in Shrewsbury with his family and is a keen, if self-proclaimed average, golfer and footballer.
Gareth Bowles
FX Dealer
20+ years across FX and credit markets, working across global financial centres for banks, brokerages and as co-founder of an FX hedge fund
Combines deep market expertise with a focus on technology and human support
Ensures clients benefit from both efficiency and clarity
Outside work, Gareth lives in Shrewsbury with his family and is a keen, if self-proclaimed average, golfer and footballer.
We help you deliver holistic financial care and steer clients away from poor banking outcomes
The clients in your portfolio we can help
We help you deliver holistic financial care and steer clients away from poor banking outcomes
The clients in your portfolio we can help
We help you deliver holistic financial care and steer clients away from poor banking outcomes
Typical client requirements that we are best suited to serve
International Property Purchase
Clients buying or selling property overseas, including currency planning around completion dates
International Property Purchase
Clients buying or selling property overseas, including currency planning around completion dates
Repatriating Overseas Income & Investments
Clients receiving foreign salaries, dividends, USD income or overseas distributions
Repatriating Overseas Income & Investments
Clients receiving foreign salaries, dividends, USD income or overseas distributions
Repatriating Overseas Income & Investments
Clients receiving foreign salaries, dividends, USD income or overseas distributions
Pension Transfers
Managing currency requirements around SIPPs and SSAS moving across currencies and jurisdictions
Pension Transfers
Managing currency requirements around SIPPs and SSAS moving across currencies and jurisdictions
Pension Transfers
Managing currency requirements around SIPPs and SSAS moving across currencies and jurisdictions
Importers & Exporters
Buying stock from Europe, Asia or the US and paying in foreign currency - or selling overseas and receiving it.
Importers & Exporters
Buying stock from Europe, Asia or the US and paying in foreign currency - or selling overseas and receiving it.
Importers & Exporters
Buying stock from Europe, Asia or the US and paying in foreign currency - or selling overseas and receiving it.
International Businesses
Companies with overseas subsidiaries, payroll in foreign currencies, or regular supplier payments outside the UK.
International Businesses
Companies with overseas subsidiaries, payroll in foreign currencies, or regular supplier payments outside the UK.
International Businesses
Companies with overseas subsidiaries, payroll in foreign currencies, or regular supplier payments outside the UK.
SMEs Going Global
Growth businesses expanding into new markets who need guidance managing currency risk before it impacts profitability.
SMEs Going Global
Growth businesses expanding into new markets who need guidance managing currency risk before it impacts profitability.
SMEs Going Global
Growth businesses expanding into new markets who need guidance managing currency risk before it impacts profitability.
We serve our clients with institutional-grade capability
Our Global Payment Solutions
We serve our clients with institutional-grade capability
Our Global Payment Solutions
We serve our clients with institutional-grade capability
Our Global Payment Solutions
International Payments
Move funds globally with efficiency and control across 130+ currencies
Send and receive funds internationally
Competitive FX pricing
Fast, secure settlement
Designed for businesses operating across borders.
International Payments
Move funds globally with efficiency and control across 130+ currencies
Send and receive funds internationally
Competitive FX pricing
Fast, secure settlement
Designed for businesses operating across borders.
FX & Risk Management
Manage currency exposure with clarity and control.
Spot and forward contracts
Structured hedging strategies
Tailored to your business and cash flow
We focus on protecting margin, not just executing trades.
FX & Risk Management
Manage currency exposure with clarity and control.
Spot and forward contracts
Structured hedging strategies
Tailored to your business and cash flow
We focus on protecting margin, not just executing trades.
Global Currency Accounts
Operate internationally without the need to open multiple global bank accounts
Every client has 37 currency accounts
Get paid, manage and convert funds easily
Simplify global cash management
Built for businesses and individuals managing multiple currencies.
Global Currency Accounts
Operate internationally without the need to open multiple global bank accounts
Every client has 37 currency accounts
Get paid, manage and convert funds easily
Simplify global cash management
Built for businesses and individuals managing multiple currencies.
Global Currency Accounts
Operate internationally without the need to open multiple global bank accounts
Every client has 37 currency accounts
Get paid, manage and convert funds easily
Simplify global cash management
Built for businesses and individuals managing multiple currencies.
We know it's on us to do the heavy lifting
How We Integrate and Support Networks
Gaining access and distribution is just stage one. The work that happens behind the scenes afterwards is what makes partnerships succeed at scale.
We know it's on us to do the heavy lifting
How We Integrate and Support Networks
Gaining access and distribution is just stage one. The work that happens behind the scenes afterwards is what makes partnerships succeed at scale.
We know it's on us to do the heavy lifting
How We Integrate and Support Networks
Gaining access and distribution is just stage one. The work that happens behind the scenes afterwards is what makes partnerships succeed at scale.
Simple Referral Process
Automated online forms or a direct line to the client's dedicated relationship manager
Simple Referral Process
Automated online forms or a direct line to the client's dedicated relationship manager
Co-Branded Collateral
Partnership marketing materials produced for the network and available to all advisers
Co-Branded Collateral
Partnership marketing materials produced for the network and available to all advisers
Co-Branded Collateral
Partnership marketing materials produced for the network and available to all advisers
Adviser Training
Webinars and training to help advisers identify and surface FX opportunities confidently
Adviser Training
Webinars and training to help advisers identify and surface FX opportunities confidently
Market Commentary
Co-branded currency round-ups and market updates advisers can share directly with clients
Market Commentary
Co-branded currency round-ups and market updates advisers can share directly with clients
Network Support
Office visits and virtual sessions for team briefings and adviser events as needed
Network Support
Office visits and virtual sessions for team briefings and adviser events as needed
Network Support
Office visits and virtual sessions for team briefings and adviser events as needed
Transparent Reporting
Monthly statements showing exactly what each adviser has earned and which clients have traded
Transparent Reporting
Monthly statements showing exactly what each adviser has earned and which clients have traded
Our unique model was specifically designed to support you and your clients
Benefits to advisors and their clients
Our unique model was specifically designed to support you and your clients
Benefits to advisors and their clients
Our unique model was specifically designed to support you and your clients
Benefits to advisors and their clients
For Your Clients
Institutional-grade FX pricing and execution
Forward contracts and hedging solutions to manage currency risk
Expert support for international property transactions and cross-border payments
Dedicated relationship management with direct market access
Proactive market guidance, helping clients understand not just what rate is available, but when and how to act on it
For Your Clients
Institutional-grade FX pricing and execution
Forward contracts and hedging solutions to manage currency risk
Expert support for international property transactions and cross-border payments
Dedicated relationship management with direct market access
Proactive market guidance, helping clients understand not just what rate is available, but when and how to act on it
For Your Business
Recurring revenue through long-term client trading relationships
A specialist partner that strengthens your proposition without competing with it
Transparent reporting and full visibility across referred client activity
Co-branded referral materials and automated referral journey support
Flexible partnership structures aligned with your business growth
For Your Business
Recurring revenue through long-term client trading relationships
A specialist partner that strengthens your proposition without competing with it
Transparent reporting and full visibility across referred client activity
Co-branded referral materials and automated referral journey support
Flexible partnership structures aligned with your business growth
For Your Business
Recurring revenue through long-term client trading relationships
A specialist partner that strengthens your proposition without competing with it
Transparent reporting and full visibility across referred client activity
Co-branded referral materials and automated referral journey support
Flexible partnership structures aligned with your business growth
For Your Operating Model
No internal FX capability or dealing team required
One relationship structure across all client types and international jurisdictions
Smooth, adviser-led referral processes with ongoing communication touchpoints
A partner that understands how adviser businesses grow
For Your Operating Model
No internal FX capability or dealing team required
One relationship structure across all client types and international jurisdictions
Smooth, adviser-led referral processes with ongoing communication touchpoints
A partner that understands how adviser businesses grow
For Your Operating Model
No internal FX capability or dealing team required
One relationship structure across all client types and international jurisdictions
Smooth, adviser-led referral processes with ongoing communication touchpoints
A partner that understands how adviser businesses grow
We provide whole-client-care beyond the initial introduction, driving recurring commission for you
Long-term revenue, not one-off referrals
Long-term revenue, not one-off referrals
Long-term revenue, not one-off referrals
Many internationally active private clients are also directors or owners of internationally trading businesses, creating long-term FX requirements well beyond the initial transaction.
Every opportunity arising from an introduced relationship is tracked and attributed back to the original introducer
Revenue potential compounds over time as client needs grow and evolve
Full transparency across all referred client activity, at all times
At Thero, transparency and integrity in our commercial relationships are non-negotiable. We are privately owned, founder-led and our only priority is you
Thero was specifically designed to serve the priorities of advisors and clients
The founding team at Thero has spent more than 15 years working alongside IFAs, wealth managers, and adviser networks, developing a deep understanding of how adviser businesses grow and how client relationships are protected.
Relationship protection. Continuity. Transparency. Long-term alignment.
We believe that's what a genuine FX partnership looks like. And we'd like to build one with you.
Expert-led foreign exchange and international payments.
operations@thero-markets.com
Thero Markets Limited
Formal House,
60 St. Georges Place
Cheltenham,
England,
GL50 3PN
Thero Markets Limited (company registration number 16986548), trading as Thero Markets. Head office: Formal House, 60 St Georges Place, Cheltenham, England, GL50 3PN. Thero has carefully selected industry leading fintech and foreign exchange partners to provide our clients with regulated services and products:
Thero Markets Limited operates as a multi-agency currency broker. We maintain a strategic panel of regulated payment and investment partners, allowing us to source the most competitive pricing, diverse currency liquidity, and secure global payment routes for our clients. By working with multiple industry-leading institutions rather than a single provider, we ensure our clients benefit from a robust, flexible, and fully regulated financial infrastructure tailored to their specific cross-border needs.
Thero Markets’ Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. Theromarkets is partnered with Ebury Partners UK Limited as a Programme Manager. Ebury Partners UK Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Financial Services Register No. 900797). Ebury Partners UK Limited is registered with the Information Commissioner's Office, with registration number: ZA345828.
Sciopay: Foreign Exchange and Payment Services for customers introduced by Thero Markets to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951
Please note: Testimonials and case studies shared on our website reflect individual customer experiences. Results may vary depending on personal circumstances. The rates displayed are live interbank rates, not the exchange rates which we offer, and are for indicative purposes only. Please contact us or log into the online platform for our Spot/Forward exchange rates.
1) Payment and e-money services (Non-MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Registered Office: 1 Sheldon Square, London, W2 6TT, United Kingdom. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199) You can find Currency Cloud's terms here:
https://www.currencycloud.com/legal/terms
For clients based in the European Economic Area, the issuance of e-money and the provision of related payment services for Thero Markets Limited are provided by CurrencyCloud B.V. CurrencyCoud B.V. is registered with the Dutch Chamber of Commerce in the Netherlands under number 72186178. Registered office Mr. Treublaan 7, 1097 DP, Amsterdam, Netherlands. CurrencyCloud B.V. is licensed and regulated by De Nederlandsche Bank as an Electronic Money Institution (Relation Number: R142701).
2) For United States, Payment services for Thero Markets are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed here:
https://usa.visa.com/legal/visa-global-services-licenses.html.
VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041
Expert-led foreign exchange and international payments.
operations@thero-markets.com
Thero Markets Limited
Formal House,
60 St. Georges Place
Cheltenham,
England,
GL50 3PN
Thero Markets Limited (company registration number 16986548), trading as Thero Markets. Head office: Formal House, 60 St Georges Place, Cheltenham, England, GL50 3PN. Thero has carefully selected industry leading fintech and foreign exchange partners to provide our clients with regulated services and products:
Thero Markets Limited operates as a multi-agency currency broker. We maintain a strategic panel of regulated payment and investment partners, allowing us to source the most competitive pricing, diverse currency liquidity, and secure global payment routes for our clients. By working with multiple industry-leading institutions rather than a single provider, we ensure our clients benefit from a robust, flexible, and fully regulated financial infrastructure tailored to their specific cross-border needs.
Thero Markets’ Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. Theromarkets is partnered with Ebury Partners UK Limited as a Programme Manager. Ebury Partners UK Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Financial Services Register No. 900797). Ebury Partners UK Limited is registered with the Information Commissioner's Office, with registration number: ZA345828.
Sciopay: Foreign Exchange and Payment Services for customers introduced by Thero Markets to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951
Please note: Testimonials and case studies shared on our website reflect individual customer experiences. Results may vary depending on personal circumstances. The rates displayed are live interbank rates, not the exchange rates which we offer, and are for indicative purposes only. Please contact us or log into the online platform for our Spot/Forward exchange rates.
1) Payment and e-money services (Non-MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Registered Office: 1 Sheldon Square, London, W2 6TT, United Kingdom. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199) You can find Currency Cloud's terms here:
https://www.currencycloud.com/legal/terms
For clients based in the European Economic Area, the issuance of e-money and the provision of related payment services for Thero Markets Limited are provided by CurrencyCloud B.V. CurrencyCoud B.V. is registered with the Dutch Chamber of Commerce in the Netherlands under number 72186178. Registered office Mr. Treublaan 7, 1097 DP, Amsterdam, Netherlands. CurrencyCloud B.V. is licensed and regulated by De Nederlandsche Bank as an Electronic Money Institution (Relation Number: R142701).
2) For United States, Payment services for Thero Markets are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed here:
https://usa.visa.com/legal/visa-global-services-licenses.html.
VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041
Expert-led foreign exchange and international payments.
operations@thero-markets.com
Thero Markets Limited
Formal House,
60 St. Georges Place
Cheltenham,
England,
GL50 3PN
Thero Markets Limited (company registration number 16986548), trading as Thero Markets. Head office: Formal House, 60 St Georges Place, Cheltenham, England, GL50 3PN. Thero has carefully selected industry leading fintech and foreign exchange partners to provide our clients with regulated services and products:
Thero Markets Limited operates as a multi-agency currency broker. We maintain a strategic panel of regulated payment and investment partners, allowing us to source the most competitive pricing, diverse currency liquidity, and secure global payment routes for our clients. By working with multiple industry-leading institutions rather than a single provider, we ensure our clients benefit from a robust, flexible, and fully regulated financial infrastructure tailored to their specific cross-border needs.
Thero Markets’ Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. Theromarkets is partnered with Ebury Partners UK Limited as a Programme Manager. Ebury Partners UK Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Financial Services Register No. 900797). Ebury Partners UK Limited is registered with the Information Commissioner's Office, with registration number: ZA345828.
Sciopay: Foreign Exchange and Payment Services for customers introduced by Thero Markets to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951
Please note: Testimonials and case studies shared on our website reflect individual customer experiences. Results may vary depending on personal circumstances. The rates displayed are live interbank rates, not the exchange rates which we offer, and are for indicative purposes only. Please contact us or log into the online platform for our Spot/Forward exchange rates.
1) Payment and e-money services (Non-MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Registered Office: 1 Sheldon Square, London, W2 6TT, United Kingdom. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199) You can find Currency Cloud's terms here:
https://www.currencycloud.com/legal/terms
For clients based in the European Economic Area, the issuance of e-money and the provision of related payment services for Thero Markets Limited are provided by CurrencyCloud B.V. CurrencyCoud B.V. is registered with the Dutch Chamber of Commerce in the Netherlands under number 72186178. Registered office Mr. Treublaan 7, 1097 DP, Amsterdam, Netherlands. CurrencyCloud B.V. is licensed and regulated by De Nederlandsche Bank as an Electronic Money Institution (Relation Number: R142701).
2) For United States, Payment services for Thero Markets are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed here:
https://usa.visa.com/legal/visa-global-services-licenses.html.
VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041